UHC

9,706 Views | 175 Replies | Last: 1 mo ago by going4roses
tequila4kapp
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I feel sorry for you that you seemingly see EVERYTHING through the prism of race.
going4roses
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tequila4kapp said:

I feel sorry for you that you seemingly see EVERYTHING through the prism of race.



Well we didn't create race/racism … not our fault and we don't benefit from it.
It's your privilege of never having to deal the negative effects that produces and reinforces your perspective.

Where one sits depends on where one stands …
"Capitalism cannot reform itself; it is doomed to self-destruction"
going4roses
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"Capitalism cannot reform itself; it is doomed to self-destruction"
tequila4kapp
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going4roses said:

tequila4kapp said:

I feel sorry for you that you seemingly see EVERYTHING through the prism of race.

Well we didn't create race/racism … not our fault and we don't benefit from it.
It's your privilege of never having to deal the negative effects that produces and reinforces your perspective.

Where one sits depends on where one stands …
The fact blacks didn't create racism in the US 200 years ago does not mean racism is the root of everything today.
going4roses
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tequila4kapp said:

going4roses said:

tequila4kapp said:

I feel sorry for you that you seemingly see EVERYTHING through the prism of race.

Well we didn't create race/racism … not our fault and we don't benefit from it.
It's your privilege of never having to deal the negative effects that produces and reinforces your perspective.

Where one sits depends on where one stands …
The fact blacks didn't create racism in the US 200 years ago does not mean racism is the root of everything today.

"Capitalism cannot reform itself; it is doomed to self-destruction"
Big C
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tequila4kapp said:

going4roses said:

Hmm he does have a point will we get gun reform now ???
https://www.instagram.com/reel/DDz7UF8PVTD/?igsh=NTc4MTIwNjQ2YQ==

These things are cute. But here's the reality - short of a total ban, which cannot happen because of the 2nd Am, no amount of gun laws will prevent bad people from killing people with guns. That isn't to say all gun laws should go away or anything but there's a foundational issue of mental health and our culture that needs to be fixed. As is evidenced by this thread, people think it's acceptable to solve their problems with a gun. Until that changes it is hopeless.

The left should be able to see a win when it's suggested to them:

Mental health absolutely needs to be addressed: Let's do it!
going4roses
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Thoughts on the dynamic
"Capitalism cannot reform itself; it is doomed to self-destruction"
oski003
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going4roses said:

tequila4kapp said:

I feel sorry for you that you seemingly see EVERYTHING through the prism of race.



Well we didn't create race/racism … not our fault and we don't benefit from it.
It's your privilege of never having to deal the negative effects that produces and reinforces your perspective.

Where one sits depends on where one stands …


I also feel sorry for you that you seemingly see EVERYTHING through the prism of race.
going4roses
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Mental health is exacerbated by living conditions … now you making less than 100k you are barely making it a family needs 250k a year to live. That paradigm is the root of a lot of mental illness. We have to be rich to survive/not struggle/live check to check

Mental illness will never address things that are deemed not broken …
"Capitalism cannot reform itself; it is doomed to self-destruction"
oski003
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going4roses said:

Mental health is exacerbated by living conditions … now you making less than 100k you are barely making it a family needs 250k a year to live. That paradigm is the root of a lot of mental illness. We have to be rich to survive/not struggle/live check to check

Mental illness will never address things that are deemed not broken …


Families with fiscal responsibility can live off of less than 100K a year.
going4roses
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oski003 said:

going4roses said:

Mental health is exacerbated by living conditions … now you making less than 100k you are barely making it a family needs 250k a year to live. That paradigm is the root of a lot of mental illness. We have to be rich to survive/not struggle/live check to check

Mental illness will never address things that are deemed not broken …


Families with fiscal responsibility can live off of less than 100K a year.


What world do you live in ? You cant possibly believe this ,so detached from reality smh ...
"Capitalism cannot reform itself; it is doomed to self-destruction"
tequila4kapp
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going4roses said:

Mental health is exacerbated by living conditions … now you making less than 100k you are barely making it a family needs 250k a year to live. That paradigm is the root of a lot of mental illness. We have to be rich to survive/not struggle/live check to check

Mental illness will never address things that are deemed not broken …
Mangione's family is incredibly wealthy. He wasn't insured by UHC. No excuses for him - he's just a cold blooded killer.
oski003
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going4roses said:

oski003 said:

going4roses said:

Mental health is exacerbated by living conditions … now you making less than 100k you are barely making it a family needs 250k a year to live. That paradigm is the root of a lot of mental illness. We have to be rich to survive/not struggle/live check to check

Mental illness will never address things that are deemed not broken …


Families with fiscal responsibility can live off of less than 100K a year.


What world do you live in ? You cant possibly believe this ,so detached from reality smh ...


Earth.
going4roses
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tequila4kapp said:

going4roses said:

Mental health is exacerbated by living conditions … now you making less than 100k you are barely making it a family needs 250k a year to live. That paradigm is the root of a lot of mental illness. We have to be rich to survive/not struggle/live check to check

Mental illness will never address things that are deemed not broken …
Mangione's family is incredibly wealthy. He wasn't insured by UHC. No excuses for him - he's just a cold blooded killer.


Wealthy people can't battle with mental illness issues?
Cold blooded killer is an oxymoron... If one has cold blood they are post mordem no ,? So...

FAFO : primarily responsible for aiding/accelerated the deaths of 10k-30k people is going to have repercussions. Simple cause and effect no?
You become a death merchant and death comes to your door and you are calling no fairzies/hitting the reset button

Absolutely not. Imo being greedy and evil to people needs to start having a cost (lack the hard corrections)is part n parcel why Shhhhh is mess now

You lay down with a dog and may very well end up with fleas
"Capitalism cannot reform itself; it is doomed to self-destruction"
going4roses
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What does United Healthcare produce ? What kind of products if any ?

All I can see is early death and poverty …oh and of course the most important thing wealthy executives
"Capitalism cannot reform itself; it is doomed to self-destruction"
tequila4kapp
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going4roses said:

What does United Healthcare produce ? What kind of products if any ?

All I can see is early death and poverty …oh and of course the most important thing wealthy executives
Insurance companies do not produce tangible products. They offer a promise to pay for contractually covered services. Duh.

UHC states they approve nearly 90% of claim submissions. They have @52 million customers. According to sources there are @3 billion health care claims made annually in the US. I can't find data on the number of UHC annual claims but some common sense extrapolation from these numbers tells us there are millions (tens of millions?) of routine and life saving claims being approved and paid.

I anticipate you complaining about the rate of claims being denied. Per ProPublica, "The limited government data available suggests that, overall, insurers deny between 10% and 20% of the claims they receive." UHC seemingly is at the top end of the spectrum for claim approvals.

I anticipate you complaining about profitability. Yes, their profits were up this year. Per their earnings statement they decreased the number of insureds covered by Medicare by 800k and increased private plan coverage by about the same number. That alone would explain increased profitability. I see no evidence their rate of claim denial increased, or that claim denials increased profitability.

I anticipate you complaining about the for profit model. No insurance system provides perfect coverage. See Canada. According to one study, "the average wait time to see a specialist in Canada in 2023, after being referred to by a general practitioner, was 30 weeks, 222 percent longer than the 9.3 weeks Canadian patients could expect to wait in 1993. *** After seeing a specialist, Canadian patients waited 6.3 weeks longer than what physicians consider to be clinically reasonable (8.6 weeks) ***. Patients also suffered considerable delays for diagnostic technology: 8.1 weeks for CT scans, 16.2 weeks for MRI scans, and 5.2 weeks for Ultrasound. 17,032 patients died while *** on a waitlist for life-saving surgeries or life-altering procedures such as heart operations or hip replacements. *** The number of waiting list deaths *** increased by nearly 67% in the last five years, and between 2022 and 2023, it rose by 30 per cent". Again, there is no perfect system.

Edit: but wait, there's more. Per Google AI, between 25-45K people in the US between the ages of 18-65 die due to lack of health insurance. When we adjust for population size, Canada's death while waiting number becomes @141K.
going4roses
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"Capitalism cannot reform itself; it is doomed to self-destruction"
tequila4kapp
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We almost never agree with each other. But I will say this - there were recent reports of the police responding to death threats made against other health care companies. I think I read a women was arrested for making threats. When someone made repeated death threats to me some time ago the police told me it was protected 1st amendment speech and refused to act. The disparity between my own experience and how health care companies are getting protection did make me go "Hmmm"
bearister
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tequila4kapp said:

We almost never agree with each other. But I will say this - there were recent reports of the police responding to death threats made against other health care companies. I think I read a women was arrested for making threats. When someone made repeated death threats to me some time ago the police told me it was protected 1st amendment speech and refused to act. The disparity between my own experience and how health care companies are getting protection did make me go "Hmmm"

If it happened in California:

"In California, making a death threat is a crime under Penal Code 422, also known as the Criminal Threats law:

Elements
The threat must be:
Clear, immediate, unconditional, and specific
Intended to be taken as a threat
Causing the victim to be in sustained fear for their safety

Punishment
The punishment depends on whether the threat is charged as a misdemeanor or a felony:
Misdemeanor: Up to one year in county jail and a fine of up to $1,000
Felony: Up to three years in prison and a fine of up to $10,000

Additional penalties
If a deadly or dangerous weapon is used to communicate the threat, an additional one year in state prison is added.

Intent
It doesn't matter if the threat was intended to be carried out or if the person had the ability to carry it out.

Victim
The threat can be made against a specific person or a member of their family.

Communication
The threat can be made verbally, in writing, or electronically."
-Google AI Overview
Cancel my subscription to the Resurrection
Send my credentials to the House of Detention
I got some friends inside
“98 yards with my boys” Yeah, sure.
going4roses
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On the almost never agree part lol that's cool life is about pushing and pulling at least there is some common ground
"Capitalism cannot reform itself; it is doomed to self-destruction"
BearGoggles
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tequila4kapp said:

going4roses said:

What does United Healthcare produce ? What kind of products if any ?

All I can see is early death and poverty …oh and of course the most important thing wealthy executives
Insurance companies do not produce tangible products. They offer a promise to pay for contractually covered services. Duh.

UHC states they approve nearly 90% of claim submissions. They have @52 million customers. According to sources there are @3 billion health care claims made annually in the US. I can't find data on the number of UHC annual claims but some common sense extrapolation from these numbers tells us there are millions (tens of millions?) of routine and life saving claims being approved and paid.

I anticipate you complaining about the rate of claims being denied. Per ProPublica, "The limited government data available suggests that, overall, insurers deny between 10% and 20% of the claims they receive." UHC seemingly is at the top end of the spectrum for claim approvals.

I anticipate you complaining about profitability. Yes, their profits were up this year. Per their earnings statement they decreased the number of insureds covered by Medicare by 800k and increased private plan coverage by about the same number. That alone would explain increased profitability. I see no evidence their rate of claim denial increased, or that claim denials increased profitability.

I anticipate you complaining about the for profit model. No insurance system provides perfect coverage. See Canada. According to one study, "the average wait time to see a specialist in Canada in 2023, after being referred to by a general practitioner, was 30 weeks, 222 percent longer than the 9.3 weeks Canadian patients could expect to wait in 1993. *** After seeing a specialist, Canadian patients waited 6.3 weeks longer than what physicians consider to be clinically reasonable (8.6 weeks) ***. Patients also suffered considerable delays for diagnostic technology: 8.1 weeks for CT scans, 16.2 weeks for MRI scans, and 5.2 weeks for Ultrasound. 17,032 patients died while *** on a waitlist for life-saving surgeries or life-altering procedures such as heart operations or hip replacements. *** The number of waiting list deaths *** increased by nearly 67% in the last five years, and between 2022 and 2023, it rose by 30 per cent". Again, there is no perfect system.

Edit: but wait, there's more. Per Google AI, between 25-45K people in the US between the ages of 18-65 die due to lack of health insurance. When we adjust for population size, Canada's death while waiting number becomes @141K.
The focus on UHC "gross dollar profits" is misplaced and misleading. Insurance companies generate profits based on the size of the pool/insureds they manage. So if the company grows, then so will profits.

The real question is profit margin or net margin. Based on the chart below (which I found via google but believe is correct), there was a spike during the covid period (where insureds were presumably not using services). Other than that, the overall margin has been pretty steady and has actually declined in recent years.

https://www.macrotrends.net/stocks/charts/UNH/unitedhealth-group/profit-margins

going4roses
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Luigi doesn't agree with you
"Capitalism cannot reform itself; it is doomed to self-destruction"
concordtom
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going4roses said:

tequila4kapp said:

I feel sorry for you that you seemingly see EVERYTHING through the prism of race.



Well we didn't create race/racism … not our fault and we don't benefit from it.
It's your privilege of never having to deal the negative effects that produces and reinforces your perspective.

Where one sits depends on where one stands …


My understanding is that when Europeans began to master sailing and exploring the globe, they arrived in Africa and discovered black tribe on black tribe slavery. Slaves were available for sale.

The practice then became "racial" and global.
Whites could be "indentured" for a time, years.
Blacks became slaves for life based on skin color. Abysmal!

But did whites "create racism".
I think it's an evolutionary thing to identify and divide one another into those we can trust as Us and those we need to fear as Them.

There are many scientific studies about this, both looking at the behavior of our Great Ape cousins and via brain scans of ourselves presented with imagery of Uses and Thems, whether identified by skin color, baseball team hat, or clothing/hair/fashion style.

Please try to dig deeper than "white people created racism".
All that does is continue the cultural divisions we all have inherited.
We need to train ourselves to view the Us crowd as ALL OF US.




going4roses
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My survival is based on me being focused on the threat. You tell those that create and maintain the system based on racism to acknowledge it and mitigate.

I am prisoner behind enemy lines ... Everyday is a life and death battle for my existence
"Capitalism cannot reform itself; it is doomed to self-destruction"
going4roses
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Nobody else has to navigate these waters

"Capitalism cannot reform itself; it is doomed to self-destruction"
concordtom
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going4roses said:

My survival is based on me being focused on the threat. You tell those that create and maintain the system based on racism to acknowledge it and mitigate.

I am prisoner behind enemy lines ... Everyday is a life and death battle for my existence

I imagine that Jabbar guy adopted a similar mindset.

I will pray for your peace, prosperity, and mental health.
going4roses
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Similar ?
Nope my Amerikkkan experience is vastly different he didn't have to grapple with PTSS(Post Traumatic Slave Syndrome) His great great great grandparents parents were not chattel slaves on these lands. They were not raped/forcibly breed for $$$$ gain (America's first unpaid cash cow) / sexual pathology. Families sold and stripped apart every new years. No Jim crow no share cropping no war on drugs etc etc. None of those things did he live with. He had cast status over me but white(European) imperialism/colonizism via forgien policy may have played roll. Isis if that's what was what his emphasis steamed from started white American gov global white supremacy doing wrong ...cause and effect
"Capitalism cannot reform itself; it is doomed to self-destruction"
tequila4kapp
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going4roses said:

Similar ?
Nope my Amerikkkan experience is vastly different he didn't have to grapple with PTSS(Post Traumatic Slave Syndrome) His great great great grandparents parents were not chattel slaves on these lands. They were not raped/forcibly breed for $$$$ gain (America's first unpaid cash cow) / sexual pathology. Families sold and stripped apart every new years. No Jim crow no share cropping no war on drugs etc etc. None of those things did he live with. He had cast status over me but white(European) imperialism/colonizism via forgien policy may have played roll. Isis if that's what was what his emphasis steamed from started white American gov global white supremacy doing wrong ...cause and effect
so an AA man born in America can't have this alleged syndrome because he turned to ISIS??? I just had flashbacks to a former AA coworker telling me another AA "wasn't really black" because that other AA didn't have her political / social views.
concordtom
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going4roses said:

Similar ?
Nope my Amerikkkan experience is vastly different he didn't have to grapple with PTSS(Post Traumatic Slave Syndrome) His great great great grandparents parents were not chattel slaves on these lands. They were not raped/forcibly breed for $$$$ gain (America's first unpaid cash cow) / sexual pathology. Families sold and stripped apart every new years. No Jim crow no share cropping no war on drugs etc etc. None of those things did he live with. He had cast status over me but white(European) imperialism/colonizism via forgien policy may have played roll. Isis if that's what was what his emphasis steamed from started white American gov global white supremacy doing wrong ...cause and effect


The institution of slavery, which ended 160 years ago, is most shameful! I believe the scars it created indeed have been passed down through the generations to people like yourself, as you attest.

I do have a question for you.
Knowing that this has been the condition for your entire life, why do you continue to place yourself in the mindset of the victim rather than recognizing you control your own freedom.

The state of play between races is, today, vastly different than it was 160 years ago. The cage door is unlocked. In fact, it is open. Walk through the doorway. Exit the cage. Free yourself.

As you have likely read here on these pages, I am a 20 year long genealogy hobbyist. In the early years of my searching for answers I would sometimes have dreams about which database to look in next. My ancestors seemed to be appearing to me in ways that let me get to know them. (A couple of these fought for the Union army in the civil war, by the way. An uncle died at Andersonville.)

I can hear your grandfathers now, friend. They are imploring you. "Exit the cage, son! We didn't suffer all these years only for you to hold onto our suffering. We did so so that one day YOU might live a fuller life."

Yes, you will always carry the scars of this horrific past. But in the old civil right hymn, "We shall overcome."

I have just listened to these renditions.
Will you take my (virtual) hand and sing with me?










LYRICS

(Verse 1)
We shall overcome

We shall overcome
We shall overcome some day

(Refrain)
Oh, deep in my heart
I do believe
We shall overcome some day

(Verse 2)
We'll walk hand in hand

We'll walk hand in hand
We'll walk hand in hand some day

(Refrain)
Oh, deep in my heart
I do believe
We shall overcome some day

(Verse 3)
We shall live in peace

We shall live in peace
We shall live in peace some day

(Refrain)
Oh, deep in my heart
I do believe
We shall overcome some day

(Verse 4)
We shall all be free

We shall all be free
We shall all be free some day

(Refrain)
Oh, deep in my heart
I do believe
We shall overcome some day

(Verse 5)
We are not afraid

We are not afraid
We are not afraid today

(Refrain)
Oh, deep in my heart
I do believe
We shall overcome some day

(Verse 1)
We shall overcome

We shall overcome
We shall overcome some day

(Refrain)
Oh, deep in my heart
I do believe
We shall overcome some day


Friend, may today be that day.
Let the healing overcome the scars.

concordtom
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Pete Seeger (19192014) was a highly influential American folk musician, songwriter, and activist. Known for his role in popularizing and preserving traditional folk music, Seeger was also a prominent advocate for social justice, civil rights, environmental causes, and anti-war movements. Here are some key points about his life and work:

### **Early Life**
- Born on May 3, 1919, in New York City to a musical family, Seeger developed a love for folk music early on.
- He attended Harvard University briefly before dropping out to pursue music and activism.

### **Musical Career**
- Seeger was a member of several influential folk groups:
- **The Weavers** (founded in 1948), whose hits included *Goodnight, Irene* and *On Top of Old Smoky.*
- Worked with Woody Guthrie and other folk legends, shaping the American folk revival of the mid-20th century.
- Popular songs associated with him include:
- *Where Have All the Flowers Gone?*
- *Turn! Turn! Turn!*
- *If I Had a Hammer.*
- He played a critical role in introducing audiences to songs like *We Shall Overcome,* which became an anthem of the Civil Rights Movement.

### **Activism**
- Seeger's activism was central to his identity:
- He fought for labor rights, supported the Civil Rights Movement, opposed the Vietnam War, and championed environmental causes.
- His work with the Hudson River Sloop Clearwater organization aimed to clean up the polluted Hudson River.
- His political beliefs led to blacklisting during the McCarthy era, but he persevered and remained a beloved figure in the folk community.

### **Legacy**
- Seeger received numerous accolades, including a Grammy Lifetime Achievement Award and induction into the Rock and Roll Hall of Fame.
- His influence extended to future generations of musicians and activists, solidifying his place as a cultural icon.



going4roses
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https://bearinsider.com/forums/6/topics/125275

This is one example until this stops no white person can say shhh to me check your people first ,the cause of the problems.
"Capitalism cannot reform itself; it is doomed to self-destruction"
oski003
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going4roses said:

https://bearinsider.com/forums/6/topics/125275

This is one example until this stops no white person can say shhh to me check your people first ,the cause of the problems.


Guy stabs girlfriend. Gets 16 years.
Guy attacks and bloodies guards. May have been provoked.
Guards savagely beat guy. Guy dies.

concordtom
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going4roses said:

https://bearinsider.com/forums/6/topics/125275

This is one example until this stops no white person can say shhh to me check your people first ,the cause of the problems.


"My people".

That's nice.
Trump is white like me. Is he "my people"?
going4roses
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concordtom said:

going4roses said:

https://bearinsider.com/forums/6/topics/125275

This is one example until this stops no white person can say shhh to me check your people first ,the cause of the problems.


"My people".

That's nice.
Trump is white like me. Is he "my people"?


Well orange is not the new Black lol
"Capitalism cannot reform itself; it is doomed to self-destruction"
concordtom
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going4roses said:

concordtom said:

going4roses said:

https://bearinsider.com/forums/6/topics/125275

This is one example until this stops no white person can say shhh to me check your people first ,the cause of the problems.


"My people".

That's nice.
Trump is white like me. Is he "my people"?


Well orange is not the new Black lol

Okay, well, he can be Orange. You can be Black. I'll stick with White. As long as you don't try to confuse me with him. He's banished from wherever I am!! He's a f'ing A-hole!!
 
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