From yesterday's WSJ, a local couple from Lafayette finds out that their ACA premiums will increase 550%

MAGA!

DiabloWags said:

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From yesterday's WSJ, a local couple from Lafayette finds out that their ACA premiums will increase 550%

MAGA!

---

tRump does not care. The maga health plan does not exist

The magat healthcare plan is be rich or die

They have concepts of a plan. They will release the fleshed-out plan it in the near future.

;-)

chazzed said:

---

They have concepts of a plan. They will release the fleshed-out plan it in the near future.

;-)

---

They have a concept within a concept of a concept.

ObamaCare ruined healthcare in this country, but liberals are not ready for that conversation yet. That Republicans would rather let Obamacare die without a viable alternative does not change that.

chazzed said:

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They have concepts of a plan. They will release the fleshed-out plan it in the near future.

;-)

---

Yes, it will be released in the near future like the EPSTEIN files.

Aunburdened said:

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ObamaCare ruined healthcare in this country, but liberals are not ready for that conversation yet. That Republicans would rather let Obamacare die without a viable alternative does not change that.

---

Ok, I'll bite.
Please explain how the ACA ruined healthcare in this country.

DiabloWags said:

---

Aunburdened said:

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ObamaCare ruined healthcare in this country, but liberals are not ready f ation yet. That Republicans would rather let Obamacare die without a viable alternative does not change that.

---

Ok, I'll bite.
Please explain how the ACA ruined healthcare in this country.

---

I'd get more satisfaction explaining something to a rock than explaining it to you. At least the rock has some self-awareness.

Aunburdened said:

---

DiabloWags said:

---

Aunburdened said:

---

ObamaCare ruined healthcare in this country, but liberals are not ready f ation yet. That Republicans would rather let Obamacare die without a viable alternative does not change that.

---

Ok, I'll bite.
Please explain how the ACA ruined healthcare in this country.

---

I'd get more satisfaction explaining something to a rock than explaining it to you. At least the rock has some self-awareness.

---

Yup, you can't do it. It's the same story with posts from lover, BS88, Minot, Ciggy, Tenner and Pac, all just nonsensical noise

UNITY OVER DIVISION VOTE BLUE

Go Bears Forever

DiabloWags said:

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From yesterday's WSJ, a local couple from Lafayette finds out that their ACA premiums will increase 550%

---

It looks like you're still clipping articles from old newspapers at the bar?

SBGold said:

---

Aunburdened said:

---

DiabloWags said:

---

Aunburdened said:

---

ObamaCare ruined healthcare in this country, but liberals are not ready f ation yet. That Republicans would rather let Obamacare die without a viable alternative does not change that.

---

Ok, I'll bite.
Please explain how the ACA ruined healthcare in this country.

---

I'd get more satisfaction explaining something to a rock than explaining it to you. At least the rock has some self-awareness.

---

Yup, you can't do it. It's the same story with posts from lover, BS88, Minot, Ciggy, Tenner and Pac, all just nonsensical noise

UNITY OVER DIVISION VOTE BLUE

Go Bears Forever

---

Nah, it's simple to do. I just have no interest in explaining things to know-nothings.

SBGold said:

---

Aunburdened said:

---

DiabloWags said:

---

Aunburdened said:

---

ObamaCare ruined healthcare in this country, but liberals are not ready f ation yet. That Republicans would rather let Obamacare die without a viable alternative does not change that.

---

Ok, I'll bite.
Please explain how the ACA ruined healthcare in this country.

---

I'd get more satisfaction explaining something to a rock than explaining it to you. At least the rock has some self-awareness.

---

Yup, you can't do it. It's the same story with posts from lover, BS88, Minot, Ciggy, Tenner and Pac, all just nonsensical noise

UNITY OVER DIVISION VOTE BLUE

Go Bears Forever

---

But of course that doesn't prevent him from being a "troll" and replying with a worthless unsubstantiated narrative.

PAC-10-BEAR said:

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DiabloWags said:

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From yesterday's WSJ, a local couple from Lafayette finds out that their ACA premiums will increase 550%

---

It looks like you're still clipping articles from old newspapers at the bar?

---

WRONG again.
It was from yesterday's WSJ.print edition.

Here's a free link for those unable to afford a great newspaper.
You're welcome!

https://www.wsj.com/politics/americans-are-getting-a-look-at-next-years-aca-premiums-and-many-dont-like-it-b6a2326b?st=PDHggi&reflink=desktopwebshare_permalink

DiabloWags said:

---

PAC-10-BEAR said:

---

DiabloWags said:

---

From yesterday's WSJ, a local couple from Lafayette finds out that their ACA premiums will increase 550%

---

It looks like you're still clipping articles from old newspapers at the bar?

---

WRONG again.
It was from yesterday's WSJ.print edition.

Here's a free link for those unable to afford a great newspaper.
You're welcome!

https://www.wsj.com/politics/americans-are-getting-a-look-at-next-years-aca-premiums-and-many-dont-like-it-b6a2326b?st=PDHggi&reflink=desktopwebshare_permalink

---

But the color balance is off. It must be worthless information!

Eastern Oregon Bear said:

---

DiabloWags said:

---

PAC-10-BEAR said:

---

DiabloWags said:

---

From yesterday's WSJ, a local couple from Lafayette finds out that their ACA premiums will increase 550%

---

It looks like you're still clipping articles from old newspapers at the bar?

---

WRONG again.
It was from yesterday's WSJ.print edition.

Here's a free link for those unable to afford a great newspaper.
You're welcome!

https://www.wsj.com/politics/americans-are-getting-a-look-at-next-years-aca-premiums-and-many-dont-like-it-b6a2326b?st=PDHggi&reflink=desktopwebshare_permalink

---

But the color balance is off. It must be worthless information!

---

Yeah, taken at my local brewpub with sketchy outdoor lighting.
And of course, the print edition can often time be slightly different than the online edition.

Cheeto has been saying the same thing about Healthcare since 2015.

Trump's new condition for fixing healthcare is that Democrats first reopen the government. The shutdown has now entered its second month, and Trump said, "We only need five Democrat hands." He claimed that he'll fix healthcare after that. But O'Donnell reminded him, politely, that he's had nearly a decade to deliver. "Mr. President, with all due respect, you've been talking about fixing healthcare since 2015," she remarked.

SBGold said:

---

Aunburdened said:

---

DiabloWags said:

---

Aunburdened said:

---

ObamaCare ruined healthcare in this country, but liberals are not ready f ation yet. That Republicans would rather let Obamacare die without a viable alternative does not change that.

---

Ok, I'll bite.
Please explain how the ACA ruined healthcare in this country.

---

I'd get more satisfaction explaining something to a rock than explaining it to you. At least the rock has some self-awareness.

---

Yup, you can't do it. It's the same story with posts from lover, BS88, Minot, Ciggy, Tenner and Pac, all just nonsensical noise

UNITY OVER DIVISION VOTE BLUE

Go Bears Forever

---

It's cute that you think about us so much

BearlySane88 said:

---

SBGold said:

---

Aunburdened said:

---

DiabloWags said:

---

Aunburdened said:

---

ObamaCare ruined healthcare in this country, but liberals are not ready f ation yet. That Republicans would rather let Obamacare die without a viable alternative does not change that.

---

Ok, I'll bite.
Please explain how the ACA ruined healthcare in this country.

---

I'd get more satisfaction explaining something to a rock than explaining it to you. At least the rock has some self-awareness.

---

Yup, you can't do it. It's the same story with posts from lover, BS88, Minot, Ciggy, Tenner and Pac, all just nonsensical noise

UNITY OVER DIVISION VOTE BLUE

Go Bears Forever

---

It's cute that you think about us so much

---

It's not so much, just only when I think about nonsensical noise

UNITY OVER DIVISION

VOTE BLUE

Go Bears Forever

SBGold said:

---

BearlySane88 said:

---

SBGold said:

---

Aunburdened said:

---

DiabloWags said:

---

Aunburdened said:

---

ObamaCare ruined healthcare in this country, but liberals are not ready f ation yet. That Republicans would rather let Obamacare die without a viable alternative does not change that.

---

Ok, I'll bite.
Please explain how the ACA ruined healthcare in this country.

---

I'd get more satisfaction explaining something to a rock than explaining it to you. At least the rock has some self-awareness.

---

Yup, you can't do it. It's the same story with posts from lover, BS88, Minot, Ciggy, Tenner and Pac, all just nonsensical noise

UNITY OVER DIVISION VOTE BLUE

Go Bears Forever

---

It's cute that you think about us so much

---

It's not so much, just only when I think about nonsensical noise

UNITY OVER DIVISION

VOTE BLUE

Go Bears Forever

---

Must be often then because all you post here is nonsensical noise

DiabloWags said:

---

Eastern Oregon Bear said:

---

DiabloWags said:

---

PAC-10-BEAR said:

---

DiabloWags said:

---

From yesterday's WSJ, a local couple from Lafayette finds out that their ACA premiums will increase 550%

---

It looks like you're still clipping articles from old newspapers at the bar?

---

WRONG again.
It was from yesterday's WSJ.print edition.

Here's a free link for those unable to afford a great newspaper.
You're welcome!

https://www.wsj.com/politics/americans-are-getting-a-look-at-next-years-aca-premiums-and-many-dont-like-it-b6a2326b?st=PDHggi&reflink=desktopwebshare_permalink

---

But the color balance is off. It must be worthless information!

---

Yeah, taken at my local brewpub with sketchy outdoor lighting.
And of course, the print edition can often time be slightly different than the online edition.

---

This is a good thread!
Yogi has NOTHING of substance. Kind of like Barely Schools Teacher. Lots of bias and emotion and opinions but without substance or fact.

But I really had to laugh at this picture. Hilarious!

First, the couple is from Lafayette, so you know they are well off.

Second, it said he's retired at 64???
Not bad, chap!
As a "business consultant"?
I'm guess he's had his money a long time through some minor windfall and that's a made up title to support his various projects.

Third, look where the photo was taken! Old European cobblestone streets.
I'm guessing Holland?

They look so well groomed and healthy, vacationing around, but then they are on the subsidized public health plan.
WHY?
Because it's a good f-ing deal!!
I know, I've been on it, currently not.

They've likely got a couple million docked away in cash and investments are have simply arranged to be on ACA because it makes financial sense.

ACA subsidies are calculated on current year INCOME, not overall wealth level.

So, what I'm saying is - they are working the system!!!
And sadly, that's an indictment of ACA.

Subsidies should be there to support the downtrodden, not the European-vacationing retired-at-64 class.

But do you think wealth re-distribution policies are supported in the USA?
No. Not so much. So they offer it to everyone on less than ideal standards, and then even the dumb people who it actually would help don't understand how to take advantage of it because they've simply heard from "others" (political influencers who operate in opinion and not fact) that it's bad.

I know… like I said… I've been down the ACA road, know it well.

I've also been to Europe, too.




"Oh, honey, the newspaper wants us to submit a photo of ourselves for the story. Which one do you want to send?"

(They should have used the one where he's laid up in the hospital following some procedure.)

DiabloWags said:

---

Cheeto has been saying the same thing about Healthcare since 2015.

Trump's new condition for fixing healthcare is that Democrats first reopen the government. The shutdown has now entered its second month, and Trump said, "We only need five Democrat hands." He claimed that he'll fix healthcare after that. But O'Donnell reminded him, politely, that he's had nearly a decade to deliver. "Mr. President, with all due respect, you've been talking about fixing healthcare since 2015," she remarked.

---

Of course, she could have devoted her entire time with him to grilling him on the lack of any healthcare plan.

Or any other number of atrocities of his leadership.


These politicians know that with EVERY appearance the clock is running. Use as much of it to hammer at their opposition and by the time the interviewer realizes the tactic the time is up.

Politician says, "thanks for giving me the airtime to redirect criticism toward my opponent."


Politics are broken in USA.
We will go bankrupt before it resets.

concordtom said:

---

DiabloWags said:

---

Eastern Oregon Bear said:

---

DiabloWags said:

---

PAC-10-BEAR said:

---

DiabloWags said:

---

From yesterday's WSJ, a local couple from Lafayette finds out that their ACA premiums will increase 550%

---

It looks like you're still clipping articles from old newspapers at the bar?

---

WRONG again.
It was from yesterday's WSJ.print edition.

Here's a free link for those unable to afford a great newspaper.
You're welcome!

https://www.wsj.com/politics/americans-are-getting-a-look-at-next-years-aca-premiums-and-many-dont-like-it-b6a2326b?st=PDHggi&reflink=desktopwebshare_permalink

---

But the color balance is off. It must be worthless information!

---

Yeah, taken at my local brewpub with sketchy outdoor lighting.
And of course, the print edition can often time be slightly different than the online edition.

---

This is a good thread!
Yogi has NOTHING of substance. Kind of like Barely Schools Teacher. Lots of bias and emotion and opinions but without substance or fact.

But I really had to laugh at this picture. Hilarious!

First, the couple is from Lafayette, so you know they are well off.

Second, it said he's retired at 64???
Not bad, chap!
As a "business consultant"?
I'm guess he's had his money a long time through some minor windfall and that's a made up title to support his various projects.

Third, look where the photo was taken! Old European cobblestone streets.
I'm guessing Holland?

They look so well groomed and healthy, vacationing around, but then they are on the subsidized public health plan.
WHY?
Because it's a good f-ing deal!!
I know, I've been on it, currently not.

They've likely got a couple million docked away in cash and investments are have simply arranged to be on ACA because it makes financial sense.

ACA subsidies are calculated on current year INCOME, not overall wealth level.

So, what I'm saying is - they are working the system!!!
And sadly, that's an indictment of ACA.

Subsidies should be there to support the downtrodden, not the European-vacationing retired-at-64 class.

But do you think wealth re-distribution policies are supported in the USA?
No. Not so much. So they offer it to everyone on less than ideal standards, and then even the dumb people who it actually would help don't understand how to take advantage of it because they've simply heard from "others" (political influencers who operate in opinion and not fact) that it's bad.

I know… like I said… I've been down the ACA road, know it well.

I've also been to Europe, too.




"Oh, honey, the newspaper wants us to submit a photo of ourselves for the story. Which one do you want to send?"

(They should have used the one where he's laid up in the hospital following some procedure.)

---

Agreed about the picture. I lived in Lafayette for a while. My first reaction to the photo was that it wasn't in Lafayette or anywhere in the Bay Area. I agree that it's probably in Europe. That doesn't detract from the point that healthcare premiums are up sharply. I'm steeling myself to start exploring plans now that it's open season. I hear my current plan is up 19% next year.

Eastern Oregon Bear said:

---

concordtom said:

---

DiabloWags said:

---

Eastern Oregon Bear said:

---

DiabloWags said:

---

PAC-10-BEAR said:

---

DiabloWags said:

---

From yesterday's WSJ, a local couple from Lafayette finds out that their ACA premiums will increase 550%

---

It looks like you're still clipping articles from old newspapers at the bar?

---

WRONG again.
It was from yesterday's WSJ.print edition.

Here's a free link for those unable to afford a great newspaper.
You're welcome!

https://www.wsj.com/politics/americans-are-getting-a-look-at-next-years-aca-premiums-and-many-dont-like-it-b6a2326b?st=PDHggi&reflink=desktopwebshare_permalink

---

But the color balance is off. It must be worthless information!

---

Yeah, taken at my local brewpub with sketchy outdoor lighting.
And of course, the print edition can often time be slightly different than the online edition.

---

This is a good thread!
Yogi has NOTHING of substance. Kind of like Barely Schools Teacher. Lots of bias and emotion and opinions but without substance or fact.

But I really had to laugh at this picture. Hilarious!

First, the couple is from Lafayette, so you know they are well off.

Second, it said he's retired at 64???
Not bad, chap!
As a "business consultant"?
I'm guess he's had his money a long time through some minor windfall and that's a made up title to support his various projects.

Third, look where the photo was taken! Old European cobblestone streets.
I'm guessing Holland?

They look so well groomed and healthy, vacationing around, but then they are on the subsidized public health plan.
WHY?
Because it's a good f-ing deal!!
I know, I've been on it, currently not.

They've likely got a couple million docked away in cash and investments are have simply arranged to be on ACA because it makes financial sense.

ACA subsidies are calculated on current year INCOME, not overall wealth level.

So, what I'm saying is - they are working the system!!!
And sadly, that's an indictment of ACA.

Subsidies should be there to support the downtrodden, not the European-vacationing retired-at-64 class.

But do you think wealth re-distribution policies are supported in the USA?
No. Not so much. So they offer it to everyone on less than ideal standards, and then even the dumb people who it actually would help don't understand how to take advantage of it because they've simply heard from "others" (political influencers who operate in opinion and not fact) that it's bad.

I know… like I said… I've been down the ACA road, know it well.

I've also been to Europe, too.




"Oh, honey, the newspaper wants us to submit a photo of ourselves for the story. Which one do you want to send?"

(They should have used the one where he's laid up in the hospital following some procedure.)

---

Agreed about the picture. I lived in Lafayette for a while. My first reaction to the photo was that it wasn't in Lafayette or anywhere in the Bay Area. I agree that it's probably in Europe. That doesn't detract from the point that healthcare premiums are up sharply. I'm steeling myself to start exploring plans now that it's open season. I hear my current plan is up 19% next year.

---

As a government employee you don't have better options?

Anarchistbear said:

---

Eastern Oregon Bear said:

---

concordtom said:

---

DiabloWags said:

---

Eastern Oregon Bear said:

---

DiabloWags said:

---

PAC-10-BEAR said:

---

DiabloWags said:

---

From yesterday's WSJ, a local couple from Lafayette finds out that their ACA premiums will increase 550%

---

It looks like you're still clipping articles from old newspapers at the bar?

---

WRONG again.
It was from yesterday's WSJ.print edition.

Here's a free link for those unable to afford a great newspaper.
You're welcome!

https://www.wsj.com/politics/americans-are-getting-a-look-at-next-years-aca-premiums-and-many-dont-like-it-b6a2326b?st=PDHggi&reflink=desktopwebshare_permalink

---

But the color balance is off. It must be worthless information!

---

Yeah, taken at my local brewpub with sketchy outdoor lighting.
And of course, the print edition can often time be slightly different than the online edition.

---

This is a good thread!
Yogi has NOTHING of substance. Kind of like Barely Schools Teacher. Lots of bias and emotion and opinions but without substance or fact.

But I really had to laugh at this picture. Hilarious!

First, the couple is from Lafayette, so you know they are well off.

Second, it said he's retired at 64???
Not bad, chap!
As a "business consultant"?
I'm guess he's had his money a long time through some minor windfall and that's a made up title to support his various projects.

Third, look where the photo was taken! Old European cobblestone streets.
I'm guessing Holland?

They look so well groomed and healthy, vacationing around, but then they are on the subsidized public health plan.
WHY?
Because it's a good f-ing deal!!
I know, I've been on it, currently not.

They've likely got a couple million docked away in cash and investments are have simply arranged to be on ACA because it makes financial sense.

ACA subsidies are calculated on current year INCOME, not overall wealth level.

So, what I'm saying is - they are working the system!!!
And sadly, that's an indictment of ACA.

Subsidies should be there to support the downtrodden, not the European-vacationing retired-at-64 class.

But do you think wealth re-distribution policies are supported in the USA?
No. Not so much. So they offer it to everyone on less than ideal standards, and then even the dumb people who it actually would help don't understand how to take advantage of it because they've simply heard from "others" (political influencers who operate in opinion and not fact) that it's bad.

I know… like I said… I've been down the ACA road, know it well.

I've also been to Europe, too.




"Oh, honey, the newspaper wants us to submit a photo of ourselves for the story. Which one do you want to send?"

(They should have used the one where he's laid up in the hospital following some procedure.)

---

Agreed about the picture. I lived in Lafayette for a while. My first reaction to the photo was that it wasn't in Lafayette or anywhere in the Bay Area. I agree that it's probably in Europe. That doesn't detract from the point that healthcare premiums are up sharply. I'm steeling myself to start exploring plans now that it's open season. I hear my current plan is up 19% next year.

---

As a government employee you don't have better options?

---

I was talking about insurance rates in general. I have access to good insurance plans for medical, dental and vision. Additionally, at my age, most people have to sign up for Medicare plans, but I'm grandfathered out of that until I retire or turn 70, whichever comes first. So, it's really not that terrible for me.

concordtom said:

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ACA subsidies are calculated on current year INCOME, not overall wealth level.

So, what I'm saying is - they are working the system!!!
And sadly, that's an indictment of ACA.

---

They aren't gaming the system because the ACA marketplace enrollment itself has no strict upper income limit, but subsidies phase out as income rises. The 100 - 400% band of FPL (Federal poverty level) is the operative range for most enrollees when determining eligibility for premium tax credits.

If your income level exceeds 400% FPL, you may still purchase coverage through the ACA Marketplace, but you'll have to pay the full premium amount without any financial assistance.

In a 2-person household, the income threshold would be $20,440 for 100% FPL to $81,760 for 400% FPL.

So, it's quite possible that the couple from Lafayette is still in the operative range.
If not, they pull the full premium. It's as simple as that.

Fact Check: What are the current ACA subsidy eligibility requireme...

ACA Income Thresholds 2025: Subsidies Explained

It's interesting that income not wealth is the basis for a lot of services. There is one notable exception which is end of life. If you are on a nursing home without insurance you must liquidate your assets before getting government assistance including your house if you no longer live in it.

DiabloWags said:

---

concordtom said:

---

ACA subsidies are calculated on current year INCOME, not overall wealth level.

So, what I'm saying is - they are working the system!!!
And sadly, that's an indictment of ACA.

---

They aren't gaming the system because the ACA marketplace enrollment itself has no strict upper income limit, but subsidies phase out as income rises. The 100 - 400% band of FPL (Federal poverty level) is the operative range for most enrollees when determining eligibility for premium tax credits.

If your income level exceeds 400% FPL, you may still purchase coverage through the ACA Marketplace, but you'll have to pay the full premium amount without any financial assistance.

In a 2-person household, the income threshold would be $20,440 for 100% FPL to $81,760 for 400% FPL.

So, it's quite possible that the couple from Lafayette is still in the operative range.
If not, they pull the full premium. It's as simple as that.

Fact Check: What are the current ACA subsidy eligibility requireme...

ACA Income Thresholds 2025: Subsidies Explained

---

I didn't make my point clear.
They could have a $5M house with no mortgage, and $20M more in the bank, as cash - because he worked for an IPO ten years ago (for instance).
They then say "Let's retire early", say 8 years ago, and then they have no income and go to "The Exchange" and receive max subsidy because they have no income.

Anarchistbear said:

---

It's interesting that income not wealth is the basis for a lot of services. There is one notable exception which is end of life. If you are on a nursing home without insurance you must liquidate your assets before getting government assistance including your house if you no longer live in it.

---

Interesting.
But, makes some sense.
Hopefully a person would put their assets in their kids name before they get to that point.
But most don't - because they don't trust their children, think they will live forever, want to maintain control - even if they are schiit for brains at that point.

Kevin and Buffy might have to sell one of the Teslas or the vacation house to get their taxpayer funded health care

Anarchistbear said:

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Kevin and Buffy might have to sell one of the Teslas or the vacation house to get their taxpayer funded health care

---

Or, they can just do what all of the other uninsured people do and hit the ER at the local hospital causing the premiums of insured to go higher.

The healthcare system in this Country is about to BREAK.

DiabloWags said:

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Anarchistbear said:

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Kevin and Buffy might have to sell one of the Teslas or the vacation house to get their taxpayer funded health care

---

Or, they can just do what all of the other uninsured people do and hit the ER at the local hospital causing the premiums of insured to go higher.

The healthcare system in this Country is about to BREAK.

---

It's not quite the same thing (maybe a sign of the system being broken), but it still boggles my mind that the $70,000 tab for my stomach surgery went unpaid because our local hospital waited 16-18 months to bill my insurance company. My insurance company said, "Sorry, the deadline for billing us was 12 months". I would have had to pay a deductible, but instead I paid nothing. My surgeon handled his own billing and did get paid.

A PhD is literally required to comprehend medical billing these days. Dont even get me started.

DiabloWags said:

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A PhD is literally required to comprehend medical billing these days. Dont even get me started.

---

I have an MBA and my wife has an MD and we joke that we dont understand medical billing